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Many federal employees eventually ask: “How long will my TSP last?” And that is actually one of the most important retirement questions. Because retirement success is not about building a large balance alone. It is about sustainability. https://fersfree.com Retirement Withdrawals Change Everything A TSP balance may look impressive during accumulation. But retirement introduces: Withdrawals Taxes […]
Read article →Many federal employees spend decades building their TSP balance. But retirement success depends just as much on: How you withdraw the money Poor withdrawal strategies can damage retirement sustainability even with strong account balances. https://fersfree.com Mistake #1: Withdrawing Too Much Too Early One of the most common mistakes is taking aggressive withdrawals early in retirement. […]
Read article →Many federal employees use retirement calculators and immediately assume the projected TSP balance is accurate. But many projections rely on assumptions that may be unrealistic. Small changes in assumptions can dramatically change long-term outcomes. https://fersfree.com Why TSP Projections Fail Most projections rely on assumptions involving: Market returns Inflation Contribution rates Retirement age Withdrawal strategy If […]
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