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Understanding how your FERS pension is calculated is one of the most important parts of federal retirement planning. The good news is that the formula itself is relatively straightforward. Your pension is primarily based on three things: Your high-3 salary Your years of service Your retirement multiplier When combined correctly, these determine your lifetime pension […]
Read article →The FERS Supplement (also called the Special Retirement Supplement, or SRS) is a temporary benefit that can significantly boost income for federal retirees before Social Security begins. It is designed to bridge the gap between your retirement date and age 62. If you want to see how it fits into your timeline: https://fersfree.com What Is […]
Read article →The FERS Supplement can be a valuable income bridge before age 62, but many retirees are caught off guard by one critical rule: The earnings limit. If you plan to work after retiring, this rule can significantly reduce or even eliminate your supplement. To model your retirement income scenarios: https://fersfree.com What Is the FERS Supplement […]
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